Medigap

Medigap insurance -- also known as Medicare supplement insurance -- is specifically designed to supplement Medicare's benefits by paying some of the amounts that Medicare does not pay for covered services and may pay for certain services not covered by Medicare.
Understanding Your Medigap Choices
Here are five steps to Understanding Your Medigap Choices and to finding the best Medigap insurance coverage you can afford.
Things to Know About Medicap
Medigap insurance also is known as Medicare supplement insurance. See Things to Know About Medigap for answers to some questions frequently asked by consumers.
Your Rights as a Health Insurance Consumer
As a consumer in New York State, you have the right to obtain basic information about your plan, to receive quality care and appeal denials of service and claims, and to have your claims paid in a timely manner.
Medigap Insurers and Benefit Plans
Not all Medigap insurers offer all standardized plans. Medigap Insurers and Benefit Plans identifies New York State Medigap insurers and the selection of benefit plans they offer.
Making Your Medigap Decision
Making Your Medigap Decision can help you to consider several factors when choosing among the different Medigap benefit plans and the different Medigap insurers.
Consumer Note
There is NO ONE RULE for everyone to use in choosing a Medigap or Medicare supplement insurance policy.As is the case with any option for health insurance, consumers have choices. They should make their own decisions based on their own goals, needs and circumstances, AND with full awareness of the consequences of their decisions and the consumer protections available to them.No health insurance decision should be made without a full understanding of the benefits, costs and consequences from a variety of perspectives. Your local HIICAP counselor or other local office for the aging staff can help you select the Medigap policy that makes sense for you.