Automobile Insurance

Shopping InformationAuto insurance is required in New Jersey. As a New Jersey driver, you have many choices when it comes to purchasing auto insurance. Each choice you make affects the coverage you receive and the amount you pay. As with any major purchase, you need to understand the product before you buy it. Use the tools below to help you shop for the coverage that best suits your needs.

Tools
Find an Auto Insurer (Insurer Contact Information - Telephone, web site, etc.)
Auto Insurance Purchasing Planner (interactive guide to buying a policy)
2007 Auto Insurance Premium Comparison NEW
Find Your Rating Example >> Look up Territory Codes >> Compare Premiums
Auto Insurance Consumer Information Report (Complaint Ratios)
2007 Ratios (PDF) NEW
2006 Ratios (PDF)
Controlling the Cost of Auto Insurance
Selecting Your Health Insurer for PIP Option
Insurer Rating Companies (Find out how your insurance company rates for financial strength)
Types of Policies

Defensive Driving Courses/Insurance Company Codes
New Jersey's Basic Policy
Dollar a Day Policy (Special Automobile Insurance Plan Policy)

Defensive Driving Courses (approved by NJ Motor Vehicle Commission)
Insurance Company Codes (assigned by NJ Motor Vehicle Commission)
Consumer Guides
Everything You Wanted to Know About Auto Insurance (PDF)
Auto Insurance Shopping Guide (Workbook) (PDF)
NJ Auto Insurance Buyers' Guide (PDF)
Auto Insurance Consumers Bill of Rights (PDF)
Insurance Scoring in New Jersey (PDF)

Comparative Negligence Settlements in Automobile Insurance FAQs
Filing an Auto Damage Claim with Your Own Insurance Company
Filing an Auto Damage Claim with Another Insurance Company
Filing an Uninsured/Underinsured Motorist Property Damage Claim
More Information
Glossary of Insurance Terms
NJAC Subchapter 10 - Auto Physical Damage Claims Regulation (PDF)
Salvage Title Process (PDF from NJ Motor Vehicle Commission)
Financial and Insurance Information for Seniors