CDIC Deposit Insurance Information

CANADIAN IMPERIAL BANK OF COMMERCE
CIBC, CIBC Mortgages Inc. and CIBC Trust are members of Canada Deposit Insurance Corporation
The following instruments and/or products are deposits eligible for deposit insurance from the Canada Deposit Insurance Corporation, subject always to maximum coverage limitations as outlined in the CDIC brochure "Protecting Your Deposits" (300 KB) and provided such deposits are in Canadian funds, are payable in Canada, and have a term of no more than 5 years.
CIBC DEPOSIT REGISTER
1) GUARANTEED INVESTMENT CERTIFICATE (GIC)
Currently available:
CIBC Short-Term GIC
CIBC Redeemable GIC (formerly CIBC Redeemable Long-Term GIC)(1)
CIBC Redeemable Short-Term GIC(2)
CIBC Flexible GIC®(3)
CIBC Save-Up GIC™
CIBC T-Bill Rate GIC
CIBC Treasury Certificate GIC
CIBC Cashable Escalating Rate GIC®
CIBC EasyBuilder GIC®
CIBC Variable Rate GIC
Periodically/seasonally offered:
CIBC Bonus Rate GIC
No longer available:
CIBC Premium Rate GIC®
CIBC Short Term NISA GIC(4)
CIBC Long Term NISA GIC(4)
2) RRSP
Currently available:
CIBC RRSP Daily Interest Savings Account
3) RRSP GIC
Currently available:
CIBC RRSP Guaranteed Investment Certificate (Redeemable)
CIBC RRSP Guaranteed Investment Certificate (Non-Redeemable)
CIBC Stock Market Advantage® RRSP GIC (Non-Redeemable)
CIBC Market Mix RRSP GIC (Non-Redeemable) (formerly CIBC Aggressive Growth Mix RRSP GIC)
CIBC Cashable Escalating Rate RRSP GIC™
CIBC Escalating Rate RRSP GIC™
CIBC Flexible RRSP GIC™
Periodically/seasonally offered:
CIBC 17-Month FlexRate® RRSP GIC (Non-Redeemable)
CIBC Bonus Rate RRSP GIC
4) RRIF
Currently available:
CIBC RRIF Daily Interest Savings Account
5) RRIF GIC
Currently available:
CIBC RRIF Guaranteed Investment Certificate (Redeemable)
CIBC Stock Market Advantage® RRIF GIC (Non-Redeemable)
CIBC Escalating Rate RRIF GIC™
Periodically/seasonally offered:
CIBC Bonus Rate RRIF GIC
No longer available:
CIBC Escalator RRIF GIC
6) LIF
Currently available:
CIBC LIF Daily Interest Savings Account
7) LIF GIC
Currently available:
CIBC LIF Guaranteed Investment Certificate (Redeemable)
CIBC Escalating Rate LIF GIC™
Periodically/seasonally offered:
CIBC Bonus Rate LIF GIC
8) SAVINGS, CHEQUING, AND COMBINED SAVINGS-CHEQUING ACCOUNTS
Currently available:
CIBC Everyday® Chequing Account
CIBC Unlimited® Chequing Account
CIBC Premium Growth Account
CIBC PremierService Account
CIBC Bonus Savings Account
No longer available:
CIBC MenuPlus® - Maximize Interest Account
CIBC Personal Chequing Account
CIBC Regular Savings Account
CIBC Daily Interest Savings Account
CIBC Chequing Savings Account
CIBC Waive Account®
9) NON-PERSONAL/COMMERCIAL ACCOUNTS
Currently available:
CIBC Business Interest Account®
CIBC Business Operating Account (formerly CIBC Current Account/CIBC Business Convenience Account®)
10) OTHER (Not available through branches of CIBC)
Currently available:
CIBC Full Service Short-Term GIC
CIBC Full Service Long-Term GIC
Mortgage Tax Account
CIBC VISA* Card Security Deposit
CIBC Full Service Cashable Escalating Rate GIC™
CIBC Full Service Flexible GIC
CIBC Daily Savings Account
CIBC GIC
CIBC Escalating Rate GIC®
CIBC Wood Gundy Asset Advantage Account® (CIBC Canadian dollar chequing account only)
President's Choice Financial®(5) (Products formerly issued by Amicus Bank)
President's Choice Financial GIC (the must-have GIC)
President's Choice Financial daily interest investment account RRSP (The World's Best™ RRSP)
President's Choice Financial RRSP GIC (the must-have RRSP GIC)
President's Choice Financial bank account (no fee bank account)
President's Choice Financial savings account (Interest First™ savings account)
President's Choice Financial Interest Plus™ savings account
President's Choice Financial Interest Plus™ RRSP
Canadian Defense Community Banking (CDCB)
CDCB Savings Account
CDCB Savings Plus Account
CDCB Chequing Account
CDCB GIC
11) PRODUCTS FORMERLY ISSUED BY SERVICES HYPOTHECAIRES CIBC INC.
GUARANTEED INVESTMENT CERTIFICATE (GIC)No longer available:
Services Hypothécaires CIBC Inc. Long-Term GIC
Services Hypothécaires CIBC Inc. Premium Rate GIC
The following accounts may be CDIC insured but not used by depositors in the normal course of business with CIBC:
Outstanding payment items including suspense accounts, items in transit, certified cheques, drafts, Global Money Orders, and unclaimed cheques.
™ Trade-mark of Canadian Imperial Bank of Commerce
® Registered Trade-mark of Canadian Imperial Bank of Commerce
* VISA Int./CIBC: Lic. Users
(1) Purchases of this product with a term to maturity of greater than 5 years are not insured by CDIC deposit insurance.
(2) This product and the product named 'CIBC Short Term Redeemable GIC' are identical.
(3) This product is also referred to as the CIBC Promotional Flexible GIC when purchased as part of a time-limited promotion and offered at a promotional interest rate.
(4) NISA GICs are no longer available for sale except for renewals of maturing existing NISA GICs and transfers of existing NISA program accounts from another financial institution.
(5) ®/™ PC, President's Choice, President's Choice Financial, Interest Plus, Interest First, The World's Best RRSP and Fresh Financial Thinking are trademarks or registered trademarks of Loblaws Inc. CIBC licensee of marks.
For further information, please contact CDIC at 1-800-461-CDIC (2342).
Revised November 28, 2007
CIBC Mortgages Inc. Deposit Register
1) GUARANTEED INVESTMENT CERTIFICATE (GIC)
Currently available:
CIBC Mortgages Inc. Long-Term GIC
CIBC Mortgages Inc. Flexible GIC
CIBC Mortgages Inc. Short-Term GIC
CIBC Mortgages Inc. Premium Rate GIC
2) RRSP GIC
Currently available:
CIBC Mortgages Inc. Long-Term RRSP GIC
CIBC Mortgages Inc. Flexible RRSP GIC
CIBC Mortgages Inc. Premium Rate RRSP GIC
3) RRSP SAVINGS ACCOUNT
Currently available:
CIBC Mortgages Inc. RRSP Savings Account
4) OTHER (Not directly available to depositors)
Mortgage Tax Account
The following accounts may be CDIC insured but not used by depositors in the normal course of business with CIBC Mortgages Inc.:
Outstanding payment items including suspense accounts, items in transit, and unclaimed cheques.
For further information, please contact CDIC at 1-800-461-CDIC (2342).
Revised April 30, 2007
CIBC Trust Corporation Deposit Register
1) GUARANTEED INVESTMENT CERTIFICATE (GIC)
Currently available:
CIBC Trust Short-Term GIC
CIBC Trust Long-Term GIC
CIBC Guaranteed Investment Certificate(1)(2)
CIBC Stock Market Advantage® GIC
CIBC Escalating Rate GIC® (Non-redeemable)
CIBC Market Mix GIC (formerly CIBC Aggressive Growth Mix GIC)
CIBC Trust Full Service Escalating Rate GIC™
2) RRSP GIC
Currently available:
CIBC Trust RRSP GIC
3) RRSP DAILY INTEREST SAVINGS ACCOUNT (DISA)
Currently available:
CIBC Trust RRSP Savings
4) INSTRUMENTS / PRODUCTS FORMERLY ISSUED BY CIBC MORTGAGE CORPORATION -
No longer available:
SAVINGS ACCOUNT:
CIBC Investor's Rate Account®
The following accounts may be CDIC insured but not used by depositors in the normal course of business with CIBC Trust Corporation:
Outstanding payment items including suspense accounts, items in transit, trustee demand accounts, and unclaimed cheques.
™ Trade-mark of Canadian Imperial Bank of Commerce
® Registered Trade-mark of Canadian Imperial Bank of Commerce
(1) This product and the product marketed under the name 'CIBC Long-Term GIC' are identical. Purchases of this product with a term to maturity of greater than 5 years are not insured by CDIC deposit insurance.
(2) This product is also referred to as the CIBC RESP GIC when purchased within a Registered Education Savings Plan (RESP).
For further information, please contact CDIC at 1-800-461-CDIC (2342).
Revised April 30, 2007



Related Links
Protecting Your Deposits
Canada Deposit Insurance Corporation (CDIC)