2008年7月18日星期五

Medicare

Once you reach age 65 you probably will have Medicare -- basic health insurance for older Americans. Medicare is a federal health insurance program for people age 65 and older and certain disabled individuals. Medicare is the first payor of health care costs for most older people and for many disabled people. The U.S. Government Official Web Site for people with Medicare, www.medicare.gov offers a wealth of information on benefits, plans, eligibility and other tools. Here are links to some of the most useful resources from Medicare.gov:
What is Medicare?
Who is Eligible for Medicare?
What are Your Medicare Choices?
Preventive Services
How can I protect myself from Medicare Fraud?
Other Medicare Information
Information on other aspects of Medicare is available in many of the areas of HIICAP's Web site, including:Managed Care/HMOsMedicare managed care plans/HMOs are an alternative to traditional, fee-for-service ("Original")Medicare and may be your preferred choice.MedigapMedicare provides good basic coverage, but Medicare alone typically does not provide enough protection. You may want to purchase Medicare supplement ("Medigap") insurance to fill some of the gaps in Medicare.

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