HOMEOWNERS INSURANCE INFORMATION

Homeowners insurance provides coverage in the event of damage to your property, as well as liability for injuries and damage you cause to other people. The homeowners insurance section of the I.I.I. Web site can help you make the right choices about this important form of protection for you and your family.

HOMEOWNERS BASICS
What is homeowners insurance? What is in a standard homeowners insurance policy? Are there different types of policies? What type of insurance do I need for a co-op or condo? Does my homeowners insurance cover flooding? What type of disasters are covered? Can I own a home without homeowners insurance? Can I get insurance if I rent my home? How do I take a home inventory and why? What's the difference between cancellation and nonrenewal?
Related Information
FACTS AND STATISTICS: Homeowners Insurance

VNR: College Students Quiz
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BUYING AND SAVING MONEY
How much homeowners insurance do I need? Do I need special coverage for jewelry and other valuables? I’m installing a pool—what kind of insurance do I need? Where can I buy insurance? How do I pick an insurance company? How much will it cost? How can I save money? What does my credit rating have to do with purchasing insurance? What information do I need to provide to my agent? What if I can't get coverage? How often should I review my policy? Should I purchase an umbrella liability policy?

VNR: Preventing Losses
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HELP! I HAVE TO FILE A CLAIM
How do I file a homeowners claim? How does the payment process work? How is the settlement amount determined? What can I do if I am having trouble settling my claim? What is a public adjuster? How can I avoid scams after a disaster?

VNR: Home Inventory
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HOMEOWNERS TIPS
Lightning Safety Surviving severe cold weather Dog Bite Liability Grilling safety Home security Lawnmower safety Pool safety Protecting your house from mold Protecting your bike from theft Remodeling your home Winter weather preparation