2008年7月18日星期五

LIFE INSURANCE: LEARN ABOUT LIFE INSURANCE


If you have dependents or other people with whom you share your life, life insurance can play a vital and valuable role at virtually every stage of your life. The I.I.I. can help you make smart choices when buying life insurance: how much to buy; which type of product to buy; and which one of the hundreds of life insurance companies to choose.



The last thing you want to happen after you die is for your beneficiaries to be unable to locate and submit a claim on your life insurance. Here is some helpful advice for storing your documents.

How much do you really know about life insurance? Take this quiz and test your life insurance know-how.

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Video: Welcome to the life insurance section of the I.I.I.'s Web site.
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LIFE INSURANCE BASICS
Why should I buy life insurance? How much life insurance do I need? What are the principal types of life insurance? How is life insurance sold? What is a beneficiary?
Related Information
FACTS AND STATISTICS: Life Insurance

TYPES OF LIFE INSURANCE
What are the types of term insurance policies? What are the different types of permanent policies? Why should I purchase permanent insurance?

BUYING AND SAVING MONEY
How should I choose what type of life insurance to buy? How do I pick a life insurance company? How can I assess the financial strength of an insurance company? How should I choose a life insurance agent? How can I save money on life insurance?

SPECIAL BUYING SITUATIONS
What is “burial insurance”? Do "empty nesters" need life insurance? Should I buy life insurance on my child’s life?

KEEPING YOUR LIFE INSURANCE CURRENT
How should I organize and store my life insurance records? How often should I review my policy?

HELP!
If I can’t pay my premium, what should I do? How do I file a life insurance claim? How can I locate a lost life insurance policy? Where can I get additional information on life insurance?

FACTS
Which companies are the largest writers of life insurance?

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